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FR Bond (SR22 Bond)

  • Most common type of insurance policy to meet SR22 requirement
  • Financial Responsibility Bond
  • Similar to automobile insurance
  • Minimum state required bodily injury and property damage liability coverage
  • No one else who operates your vehicle is covered by your FR bond.
  • Does not pay for injuries to you
  • Does not cover damages to your vehicle
  • SR22 documentation
  •  SR22 electronically filed with the BMV
  • You can provide the document to the BMV in person for faster implementation

Help me! What is an SR-22?

 
 
 
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Liability auto insurance

  • Basic Coverage Insurance
  • Protects you if you're at fault for an accident
  • Bodily injury liability
  • Property damage liability 
  • Covers injury or damage to property of person you hit
  • Doesn't cover injuries to you or damage to your property
  • Can attach SR22

Help me! What is an SR-22?

 
 
 
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full coverage auto insurance

  • Comprehensive and Collision
  • Policy includes Bodily Injury and Property Damage Liability
  • Protects you if you are at fault for an accident
  • Protects you if your vehicle is damaged, even if you're not in a crash
  • Covers injury or damage to property of person you hit
  • Covers damage to your property
  • Required if there is a loan on your vehicle
  • Can attach SR22

Help me! What is an SR-22?

 
 
 
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Additional and Optional Auto insurance Coverages

  • Uninsured Motorist - Protects you if person who hits you does not have insurance
  • Underinsured Motorist - Protects you if person who hits you does not have enough coverage
  • Medical Payments - Protects you if you and/or your passengers are hurt in an accident
  • Towing - Towing reimbursement in case of an accident
  • Rental - Cover the cost of renting a car if your vehicle is being repaired because of an accident 
 
 
 
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Renters (apartment) insurance

  • Protect your valuables against fire, theft, and vandalism
  • Personal Liability 
  • Coverage for additional living expenses
  • Usually required if living at an apartment complex
 
 
 
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Homeowners insurance

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Motorcycle insurance

  • Just like car insurance...
  • Liability
  • Comp and coll
  • Uninsured/underinsured
  • Medical payments
  • Towing
  • And More...
 
 
 
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Commercial vehicle insurance

  • Just like car insurance but for your business vehicle...
  • Liability
  • Comp and coll
  • Uninsured/underinsured
  • Medical payments
  • Towing
  • And More...