F.A.Q. SR-22 / SR22
People frequently inquire about our SR22 services. We have listed several frequently asked questions and have answered them for you. Whether you have a suspended driver's license or you have a family member that is in need of an SR22 and you need more information about them, A.A. Affordable Insurance Agency Of Ohio is here to help. If you have more questions feel free to contact us.
What does "SR22" mean?
An SR22 is an insurance form and filing from the state that you need in order to reinstate your license after it has been suspended. An SR22 must be attached to an insurance policy. At A.A. Affordable Insurance Agency Of Ohio, we can provide you with this insurance and important form.We will file the SR22 electronically with the BMV or you can provide the document to the BMV in person.
Who needs an SR22?
An SR22 is required by law when a driver is unable to show financial responsibility. Meaning, at the time of a traffic conviction or accident, the driver was unable to show proof of insurance. They are then unable to pay for damages they caused (if in the case of an accident).
If you had your license suspended, then you probably need one. You must provide an SR22 certificate to the BMV in order to get your license back. At A.A. Affordable Insurance Agency Of Ohio, we can provide you with this insurance and important form. We will file the SR22 electronically with the BMV or you can provide the document to the BMV in person.
Is it a type of car insurance?
No. An SR22 is a filing that insurance companies send to the state in order to let them know that the driver has an active policy and that this policy meets state liability requirements.
At A.A. Affordable Insurance Agency Of Ohio, we can provide you with this insurance and important form. We will file the SR22 electronically with the BMV or you can provide the document to the BMV in person.
What is the easiest way to get my license back?
You can get a free SR22 quote from A.A. Affordable Insurance Agency Of Ohio by providing us with your information on the free insurance quote page on this website. From that point, we can handle all the details in getting you your SR22. Please remember, you must currently be eligible to get your license back or have driving privileges. If it was suspended and the suspension time is not over, you are not allowed to receive an SR22 (unless you have driving privileges). If you're not sure if your suspension is over, call the Department of Motor Vehicles and ask for the date that you are eligible to get you license back.
How much does it cost to get an SR22?
Like all insurance, this depends on your overall driving record. Drivers with more violations or DUI charges will pay more each month. At A.A. Affordable Insurance Agency Of Ohio, we will search for the very best value on auto insurance and SR22 bonds. We will do our best to keep your monthly costs down.
Can't I just get “regular” insurance like I had before?
Yes and No. Since your license was suspended, you need to provide the special documentation to the state in order to prove you have insurance. That's what the SR22 is. You are able to attach this document (filing) to a normal insurance liability, full coverage, or FR bond policy. Only certain insurance companies will issue you an SR-22. At A.A. Affordable Insurance Agency Of Ohio, we write with several of these companies that can provide an SR22. When you are given your free quote, we search our many companies for the lowest rate for your SR22 and insurance policy.
We hope that these questions and answers have helped you gain more knowledge about our SR22 services and we hope to help you regain your driving privileges through the professional services we offer. If you would like a free quote click here or...